CONAV Insurance

Possible VSH coverage at many investment advisers and brokers still unknown, increasing risk potential such as when dealing with Internet, cheap ‘ VSH-On top’-solution from Schwaigern immediately usable, 7.01.2014. Brokers of insurance and financial services products, as well as honorary consultants have a legally prescribed property and liability insurance (VSH). The CONAV consulting considers GmbH & co. KG, specialist broker for insurance products financial services intermediaries, most assured of the VSH insured is not sufficient. Only newer VSH solutions take into account risks, which are created by the changing professional environment. Also, they contain no detrimental clauses like the previous contracts. The new VSH-best net rate is usually much more powerful”, says CONAV CEO Ralf Werner Barth.

Brokers and consultants can optimize their current contracts right now by placing on their existing VSH contracts with a difference-in-condition coverage. New for example, risks arising from the wide use of the Internet are insured: the usage and processing on distribution platforms or possibly erroneous fare calculators. Even though viruses cause damage to customers or business partners, or if collected by carelessness in maintaining privacy claim against the insured. Even the failure to comply with the right of competition in online advertising in the so-called social results media repeatedly claim positions. More meaningful aspects are the equity coverage, where also the adverse effects for the company are insured, as due to problem of employees.

Permanent obtaining of subsequent liability of the VSH preliminary, which should be absolutely assured for the intermediary has an existential importance. If consultants and brokers want to carry not even the sometimes high cost for the defense and balance of this new risk potential, then they can, however, now by a small surcharge on top”to their existing Assure VSH contract. Such a collective solution is available, for example, through membership in the Association for the protection of investment and insurance intermediaries (RAJARAM). About the CONAV Consulting GmbH & co. KG: the CONAV is the company of the insurance industry, financial services as well as agents and consultants as CoNavigator in entrepreneurial, strategic, securing technical and sales issues facing the. The CONAV on nettobasierte protection for commercial as well as small and medium-sized enterprises (SMEs) focus as an insurance broker. It provides analysis to the risk management and practical solutions for executives, professionals, entrepreneurs and companies.

Rules For Growing Tulips

At a median strip Tulips grow best in well-lit, lined, dry sites that are protected from the strong and cold winds. In shaded areas the plants are drawn, lost smartness and onions rapidly shrinking. Ground water must not come closer to the surface 60-70 cm of soil. Where stagnant water, bulbs get wet through, easily exposed to diseases and winter can vymerznut. Most favorable for tulip light sandy soils rich in organic matter, neutral or weakly alkaline (pH 7-7,5), the depth of fertile soil layer must be at least 40-45cm.

Clayey soils improves the introduction of a major river sand and organic compounds. Recommended planting tulips to return to its former place in 5-6 years. Where there is no possibility of changing areas should be thoroughly prevention of soil pathogens against fungal diseases and pests. Preparing the ground for 1,5-2 months before planting bulbs plot plowed to a depth of 35-40cm and is made of organic and mineral fertilizers: well decomposed humus (up to 5kg/m2), superphosphate (50-100g/m2) nitroammofos or npk (40-60g/m2), granulated chicken manure (200g/m2), ash (200g/m2), bone meal (200g/m2). Doses of basic fertilizer and subsequent feedings be determined in accordance with the data of soil analysis.

Phosphate and potash fertilizers contribute in the preparation of the soil, and nitrogen – at the time of planting bulbs. Acid soils lime. The main fertilizer into the soil making burnt dolomite flour (200-300g/m2). The introduction of fresh manure into the soil is only valid for 3-4 years before planting tulips. By the time of planting all the organic residues in soil should be completely decomposed, otherwise they will cause decay of the root system of plants. They send them planting tulips in autumn so as to bulbs are well rooted before the onset of cold weather. The most rapid rooting bulbs (2-3 weeks) is when soil temperatures 5-7 C and adequate soil moisture. In the middle zone of the optimum time from 15 September to 5 October, with early planting when soil temperatures are higher, bulbs take root slowly, often affects the disease. If during the landing ground is dry, watering is needed. Before you start planting should outline a plan placement classes. Initially, early varieties are planted, then the middle and late. Planting bulbs for parsing, ie major and minor separately. This facilitates further care, and the plants do not oppress one another. Initially planted fines. There are several ways of planting tulips. In large farms use mechanized landing in furrows or trenches. At the collection sites convenient to plant tulips in the furrows of width 1,0-1,2 m The bulbs have a transverse rows spaced at 20cm, or ribbons along the ridges. Onions gently press in the loose earth at the bottom of the furrow, but not screwed, otherwise you may damage the root bead, which at the time landing swells. Used another way of planting tulip bulbs. With the entire area of the site remove the top layer of the earth. The bulbs are laid out in a certain order on the filler surface, then fall asleep previously removed soil. So can be planted, such as ridges, beds, and the bulbs are laid out on a certain figure.

Westinghouse Barcelona

S.E.B. offers Westinghouse Barcelona technical service for air conditioning. The air conditioning is defined as the system that is used for the cooling of the air, and is used in homes to refresh environments. It is important to perform periodic maintenance to air-conditioning, by a good Westinghouse Barcelona technical service teams specialized in technical assistance from air conditioners, since your preventive maintenance optimizes its performance. In our technical service S.E.B. outside Center provide you with maintenance and repair of its air conditioning also we the same mediantes Westinghouse Barcelona technical service facilities also in other types of brands and styles. S.E.B.-call through the telephone number: 900 100 027 which one of our operators guide you, we offer onsite service in Barcelona and throughout the province.

The technical assistance of S.E.B. extends following white range appliances: refrigerators, coolers, refrigerators, Heaters and ovens pyrolytic, among others. Through our service technician Edessa and the service technician Indesit Barcelona. With regard to technical assistance in white range appliances dedicated to the household cleaning: washing machines, dryers, dishwashers, dishwashers and dryers can be repaired by means of our service technician Edessa and the service technician Indesit Barcelona, and many more brands. I trusted our S.E.B. technical assistance Center, with a wide experience in technical service Westinghouse Barcelona, Edessa Barcelona technical service, service technician Indesit Barcelona and many other brands.

Our technicians make use of the most sophisticated tools that are on the market, doing a thorough and specialized in each of the arrays to achieve best results. S.E.B. also mobile units equipped with everything needed to carry out repairs to perform on-site services in the province of Barcelona and Barcelona. Contact our operators S.E.B. they will send you a specialist in white range, on the phone. 900 100 027, them provide you technical service Westinghouse Barcelona, Edessa Barcelona technical service, service technician Indesit Barcelona and many more brands.


For some people, straighten out their finances involves tasks such as imagine how much minimum payment to make, transfer credit card balances, paying past fees, avoiding flame of collection agencies and the like. If this is a typical monthly picture for you, you may be having more debt that finances can make front actually click to clean your credit, toll free. As you are of course get a grip on the situation and how can debt management help you? Followed by reading to discover the answers to these questions and to learn more about debt management. To learn more about how debt management can help you, first tvdementetv3 a look at fast definition of some important terms. Do first, should you decide employ the services of a borrower’s debt help services, what can they do exactly for you? Basically, a borrower’s debt help services is an agency or an establishment who acts as a liaison between you and your creditors. If you have a mountain of debt under his own name, company debt Council will negotiate with your creditors to be able to lower rates and fees interest on debts credit report free. Depending on the borrower of the helpers of the debt than you use, they will make their money either charging a small fee while that handles your account or get a small Commission of fees that you are paying your creditors.

Essentially, you will make a payment to the Agency of the Council of the debt so that you only have a debt consolidated to pay with lower interest rates. Secondly, how does the work of (WMD) debt management plans? As you can see from the description of a which company debt Council does for you, must have an established debt management plan to be able to straighten out its finances out. With a DMP, your priority debts need to be placed the first. Do for example, how can debt management help you if non-payment can lead to the loss of your home, of your utilities essential home or your car? Once a DMP is already in place, these priority debts will be paid first, and is only after that placed these debts than their other, non-urgent debts will be paid off. Past, in terms of advantages, how can debt management help you? Take a look at the following list: A debt counselor can negotiate better terms and lower interest rates on loans from the current you have.You can make a single payment to the Agency’s management that in turn will negotiate with your creditors as their loans are consolidated.When you have too much debt without guarantee such as credit card debts, a DMP will give more site of breath when it comes to managing your finances clean my credit. As you can see, there are a lot of advantages that you get to enjoy taking advantage of a DMP. If it seems that your loans have filled up one on the other, it might be time to consider this financial option. Just make sure you get the services of an agency and a you reputable debt should be on its way toward slowly but surely emptying of the debt. Apply online to some companies to help you choose the best option for the value.

The Moon

I heard that the magnetic field Reverse polarity of the Earth in 2012, when there will be as predicted, the strongest in the history of solar storms. Do we die then? And whether our civilization is destroyed? As we approach the period of maximum solar activity (which occur about every 11 years), there is a lot more solar flares and mass emissions of the coronary than in periods of minimum solar activity. Outbreaks and mass emissions are not risk to humans or other species of life on Earth. They could endanger the astronauts living in deep space or on the moon, and this is something with which NASA must learn somehow to fight, but it’s not yours and not my problem.

Powerful flares can disrupt radio system, cause the appearance of colorful aurora (northern and southern auroras), disable the electronics of satellites located in space. Today, many satellites are designed in such a way as to cope with this problem, for example, by disabling some of the most sensitive circuits, and the transition to the ‘secure’ mode for several hours. In extreme situations, solar activity can also disrupt power lines on the ground that can lead to complete disconnect from the electricity of entire regions, but this is rare. ech resources. The last period of maximum solar activity took place in 2001, so next time predicted by about 2012, after 11 years. True, the last period of minimum solar activity was unusual, it was only a couple of years, during which almost no sun spots and other signs of solar activity, so that scientists now believe that the next period of maximum solar activity is delayed, possibly until 2013.

Characteristic Pioneer

The herbaceous vegetation of characteristic pioneer who found propitious physical conditions to its development observes itself that the vegetation this installed in the spaces, where the ground not this compact for the action human being. The poles destined for public illumination are made use of correct form leaving a space between the trees; the energy distribution is made by the company Energisa supplying energy all the houses for equal. A species of structure was constructed in the front of all the constructions sheltering two boxes with light measurers. The basic services offered the street are: the pruning of the trees and the garbage collection that is only made weekly, then the garbage if accumulates in the containers offering contamination risk the inhabitants, the cause of the slowness of this service is type of used vehicle a wagon with animal traction. The constructions possess boxes d' water that is supplied by the tubing installed for the Cagepa. The locality does not possess exhaustion bathroom; as alternative they are constructed fossas septic in the land next to each habitation.

Another aspect that is necessary to point out is the presence of receiving antennas of known television channels ' ' parablicas' ' , that they reflect the popularizao of the ways of access to the communication, using technologies of accessible cost to the classrooms lowest. The relation that the man has with its housing is express for Blacksmith (2009, P. 108), in the following affirmation: ' ' The habitation, as well necessary, mentions an object to it that possesss utility for homem' ' , they can be constructed by the proper proprietor, bought or exactly received through donation. Being related directly the economic conditions of the population being, ' ' The form most visible of differentiations of classrooms, in espao' ' (BLACKSMITH; 2009 P. 109). The planned periphery or does not shelter a population in its low-level majority of economic instruction and.

Ferdinand Ranzinger Robert

Her dissertation entitled “The influence of the stiffness of subsoil and Foundation on the shielding of rail vibration with mats”. Dr. Silke Appel emphasized: “the Office for structural dynamics is meaningful and viable solutions in the structural dynamics for 30 years. We will seamlessly continue this tradition and continuously expand our offer.” Also Dr.-ing belongs to the team since the beginning of the year. Andreas Gade. He studied civil engineering and acoustics at the RWTH in Aachen or scientifically worked and his PhD on a subject in the field of biomechanics. Dipl.-ing.

Stefan Alber Office Reutlingen came from the Muller-BBM and Muller-BBM represents since June 2011 now from Stuttgart as an expert in the field of noise-reducing road surfaces – a field that with the environmental noise directive introduced increasingly in the focus of interest of Communities, local agencies and construction companies is moving. Company description on the Muller-BBM GmbH is the internationally operating engineering company Muller-BBM with over 300 employees at 13 locations in Germany, Austria and Switzerland represented. Muller-BBM occupies a leading position in all areas of acoustics, building physics and environmental protection. Since its foundation in 1962 of the Faculty of engineering of Muller-BBM is involved in the planning of office buildings as well as cultural and event buildings such as concert halls and opera houses, theatres and open-air theatres, Convention Centers and plenary, town halls, conservatories and churches successfully. In all phases of the project, Muller-BBM’s experts support builders, architects and users in all aspects of the construction and acoustics, of structural dynamics, thermal building physics, of sustainable construction, facade technology, of science, of fire protection, and last but not least with the experience of many interdisciplinary projects in the country and abroad. Muller-BBM features state of the art measurement technology and special test stands and takes advantage of the networking and the knowledge of the entire company. The company-wide quality management system is certified according to ISO 9001.

Informed opinion and neutral tests are EN ISO/IEC 17025, inter alia through the DIN BImSchG accredited testing laboratory, an VMPA noise control laboratory, as well as the nationally designated measuring point being created pursuant to section 26. Muller BBM GmbH is part of the Muller-BBM Group International engineering companies and companies for special technical and software products are joined together. The Muller-BBM Holding AG is the parent company of Muller-BBM group.

New Frequency Display PCE

With the new frequency display PCE-N30O are machines and equipment always under control some measuring tasks can dissolve the easiest in the industry with a frequency indicator. The frequency is considered in the digital measurement technology very easy to measure size, because only the vibrations or pulses must be counted in a given time. The counted vibrations can be reflected for example about the new frequency display PCE-N30O. While usually a current or voltage signal is used for the measurement of a temperature or a pressure, a frequency measurement is E.g. for flow measurement with a paddle-wheel. The new programmable frequency display PCE-N 30O is versatile for the industry. In addition to the count function, this modern frequency display allows also the speed and frequency measurement period and run timing. Thus process timing and many other applications might appear on machines and plants piece counting, frequency measurements, measurements of speed, directly and optimize smooth progress. The display is configured via front mounted buttons, which can be protected if necessary, even with a password. The led can take on one of three different colors for each reading. Also the current time can appear due to the internal real time clock. The frequency meter and counter of display PCE-N30O, scale free which ensures a universal usage. In addition, the frequency display is at the front water and dustproof with IP 65 protection class and can be used in tough industrial environments. Special situations, such as a limit value is exceeded or border below, can, perceived as very quickly and easily, through the new frequency display PCE N30O PCE Germany GmbH, to avoid complications. More information under:…

East Germans Health

The satisfaction of the Germans with the currently highly debated health care system examined the Survey Institute TNS Emnid expectations, fears and prospects. The private insurance Portal evaluates the results of the study of the Association of research-based pharmaceutical companies. Generally, the German citizens seem satisfied with their health care system. However, the survey showed that about 80 percent of the 1,004 participants admit lack of knowledge regarding the system and little know with whose structures. Despite the expected increase in the premium is the willingness, for a modern health care to pay. Compared to the East Germans, which mean that everyone gets an equal chance on medical care and this is accordingly affordable, the respondents from the old Federal States held such changes for desirable but not feasible. Generally, the desire is loud to get more opportunities to medical innovations.

As long as a treatment for effective and innovative standards is secured, the willingness to increased monetary costs would be. The research-based pharmaceutical manufacturers Association stressed the need of two possible steps for a just health care system, which could take place in the near future: firstly to ensure medical progress through a cost-benefit assessment of medicines for all citizens. On the other hand argues the Association for the abolition of the economy bid, which prevents prescription latest medications for patients and thus the desired innovation for the most part. Cost control should in the future play a central role in an improved system of drugs along with patient interest and treatment success.

Systemic Therapy

The systemic approach is its effectiveness proven on December 14, 2008, the Scientific Advisory Board has after a long wait is finally at the request of the German society for systemic therapy and family therapy (DGSF) the systemic family therapy scientifically recognized psychotherapy of the German Medical Association and recommended training to the systemic therapist as procedures for the in-depth psychological education. As the course has been set, that may also already practicing systemic therapist will also call themselves within the framework of a transitional psychotherapists and practice now. A request for inclusion in the catalog of the eligible therapies in health insurance is still in progress. “For Gerald Jung egosan of practice time for the soul” here in bad Berneck, this is a good news, because now, systemic work in the field of therapy, life coaching officially is what the proponents of the management have always known and of coaching is an effective means to people in Their self-discovery and to support effective on your way of life. Click Peter Thiel to learn more. On the occasion of this development, egosan offers the possibility to check whether that may be a new way for them with a free initial consultation all interested parties. To find the full array of egosan, on the Internet at. For logins and other questions Gerald Jung is the number 0176-43150055 available. Gerald young.